LAF CALIFORNIA, LLC TERMS AND CONDITIONS
Loans made or arranged pursuant to a California Financing Law license.
Important User Information
ACCESSING THIS WEB SITE OR VIEWING ANY OF ITS CONTENTS SHALL CONSTITUTE YOUR AGREEMENT WITH THE TERMS BELOW.
Use of Information and Materials
Any person is hereby authorized to view the information available from this website for informational purposes only. No part of this information may be redistributed, copied, or reproduced without the prior written consent of LAF California, LLC (“LAF California”). The product information presented on this website represents LAF California’s offerings as of the most recent update. Your commercial loan agreement and any related disclosures and agreements currently in effect take precedence over any information herein. The information contained in these pages is subject to change without notice.
The information contained in this site is provided for informational purposes only and does not constitute an offer or commitment to lend, a solicitation, or financial, legal, or tax advice. Our loans are commercial, business-purpose loans and are subject to credit review and approval, applicable eligibility criteria, and the terms of a separate written loan agreement and related disclosures and may not be available in all states or to all applicants.
Neither LAF California, nor any of its affiliates is acting as an advisor or fiduciary by publishing any information contained in this site.
Privacy Policy
LAF California’s collection, use, and disclosure of personal information are described in our Privacy Policy, available through the Privacy Policy link on this website. If these Terms and Conditions conflict with the Privacy Policy concerning the handling of personal information, the Privacy Policy controls.
Password and Security Procedures
Upon becoming a customer, you may receive or select a password, which will allow you access to your account information. Use of the password will indicate your acceptance of the terms and conditions governing your account(s) and this Agreement. Any service transaction, including, but not limited to, accessing account information, initiated by you or any person on your behalf by entering the correct password is deemed to be authorized by you. Each time you access account information, you will be required to enter your password.
If your password is lost or stolen or is known by another individual, you must notify LAF California immediately. Failure to notify LAF California promptly could result in loss. You are responsible for maintaining the confidentiality of your password, and any breach of confidentiality shall promptly be reported to LAF California. You may contact LAF California at info@lafcalifornia.com or 888.296.0162 to report such security breach. LAF California reserves the right to prevent your access to the website should we have reason to believe the confidentiality of your password has been compromised.
You understand that LAF California has implemented security procedures for the purpose of verifying the authenticity of instructions transmitted to LAF California by you, and not for the purpose of detecting errors in such instructions. You agree that these procedures constitute reasonable methods of providing security against unauthorized instructions. You agree to be bound by any instruction issued by you and received and verified by LAF California in accordance with such security procedures, and you shall indemnify and hold LAF California harmless from and against any loss suffered or liability incurred by, or arising from, the execution of instructions in good faith and in compliance with such security procedures.
No Warranties
The information and materials contained in the website are provided “as is” without warranty of any kind, either express or implied, including without limitation, any warranty of accuracy, adequacy or completeness of the information and materials, title, non-infringement of third party rights, merchantability, fitness for a particular purpose and freedom from computer virus.
Third Party Links
LAF California is happy to make available to you links to other sites on the World Wide Web. LAF California believes the links contained on its pages are to reputable companies. Nevertheless, LAF California makes no representations or warranties regarding non-LAF California sites or the companies maintaining them. LAF California does not control or monitor such websites, and LAF California does not endorse the content or the use of such websites. If you choose to access non-LAF California websites through links on our pages, you accept responsibility for all related risks.
Limitation of Liability
To the fullest extent permitted by law, in no event will LAF California or any of its subsidiaries or affiliates be liable for any damages, losses or expenses, including without limitation, direct or indirect, special, incidental or consequential damages arising in connection with this website, use thereof or reliance on any information contained herein, even if LAF California or any of its subsidiaries or affiliates are notified of the possibility of such damages. The foregoing does not apply to liability that cannot be excluded or limited under applicable law, and does not limit or affect any rights you may have, or any of our obligations, under your loan agreement and related disclosures or under applicable law.
Choice of Law; Unenforceability.
Your access to and use of this website, and these terms, are governed by and will be construed in accordance with the laws of the State of Florida, without regard to principles of conflicts of laws. Nothing in these terms limits any rights you may have under the California Financing Law or other applicable law that cannot be waived, and any loan or other financial product or service you obtain from LAF California is governed by the choice-of-law and dispute-resolution terms of your loan agreement and related disclosures. In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes closest to the intention underlying the unenforceable provision.
Trademarks
LAF California is the trademark of LAF California, LLC. Other featured words or symbols used on this website to identify other parties’ goods and services may be trademarks or service marks of those other parties.
Complaints
If you have a complaint regarding a loan transaction or our activities as a licensed California finance lender, you may contact the California Department of Financial Protection and Innovation (DFPI) at 866-275-2677 or file your complaint online at www.dfpi.ca.gov.
Contact
Questions or comments regarding this website and these Terms and Conditions may be directed to LAF California, LLC at info@lafcalifornia.com.